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The Uncounted: Vaccine Injury Prevalence, Economic Burden, and Reform

  • 4 days ago
  • 20 min read

Updated: 2 days ago

Author: Cynthia Adinig


Executive Summary


The U.S. COVID-19 vaccination campaign was one of the most ambitious public health initiatives in modern history, and it prevented millions of deaths and hospitalizations (Watson et al., 2022). Yet its success has obscured a concurrent challenge: persistent post-vaccination symptoms that remain poorly characterized and unaddressed in federal surveillance systems.


This gap is not merely theoretical. As a patient advocate and researcher whose own life-limiting illness that began with COVID infection, that was further catalyzed by vaccination, I witnessed this institutional failure directly. Last year, I was approached to help increase vaccination enrollment. I proposed scientifically-grounded frameworks, vetted by a leading immunologist, to enhance safety for at-risk groups. Despite the manufacturer's awareness of my adverse outcome and the potential of these models to mitigate risk, the proposals were rejected based on economic, rather than scientific, justifications. I declined to work with the company due to their inability to produce a single safety related change since its original vaccine development. This experience revealed a critical truth: the current level of vaccine safety is often a function of institutional choice, not scientific limitation.


Clinical observations and patient-reported data indicate a subset of individuals experience chronic, multi-system symptoms following vaccination. Standard surveillance systems like the Vaccine Adverse Event Reporting System (VAERS) were designed for acute, common events and are ill-suited to detect complex, chronic conditions due to well-documented underreporting and methodological limitations (Lazarus et al., 2022; Shimabukuro et al., 2015).


Using a multi-model estimation approach, we project that 8–12 million Americans may be experiencing chronic health impacts following vaccination, with 40–50 percent facing functional disability. The associated annual economic burden ranges from $100 to $500 billion. We propose that the adoption of immune-informed readiness protocols could prevent up to 1.6 million cases annually, saving $20–40 billion per year.


Furthermore, we argue that the current liability framework shields manufacturers from financial accountability for rare adverse outcomes, removing key incentives for safety innovation. This paper outlines a path to modernize safety infrastructure, restore accountability through risk-rated insurance models, and rebuild public trust by aligning economic incentives with patient safety.


Introduction

The COVID-19 vaccination effort dramatically reduced hospitalization and death, with modeling showing over 3 million U.S. deaths averted in 2021 alone (Watson et al., 2022). Yet alongside these demonstrable population gains, clinicians and patient-led registries have documented persistent, multi-system symptoms occurring weeks to months after vaccination, particularly in individuals with underlying immune dysregulation (Krumholz et al., 2024).


These are not abstract data points. They represent millions of individuals, including myself, whose lives have been fundamentally altered. This personal experience is a testament to the severe human cost that exists alongside the vaccines' monumental public health benefit.


Standard passive surveillance systems like VAERS lack the sensitivity and specificity to accurately capture the prevalence of such complex syndromes. Their design inherently leads to significant underreporting and the consolidation of nuanced clinical presentations into broad diagnostic codes, making millions of affected individuals invisible in official data (Arana et al., 2021).


Emerging peer-reviewed research is beginning to characterize these conditions. A study by Krumholz et al. (2024) identified objective immunological differences in individuals with post-vaccination symptoms, including aberrant T-cell populations and evidence of viral reactivation. These findings provide a biological basis for the lived experiences of patients and frame them as a legitimate, if not yet fully quantified, public health concern.


To estimate the potential scale of this issue, we employ a multi-model approach. Our calibration incorporates data from manufacturer post-authorization safety reports, which consistently document a higher volume of reported events than public passive systems (Pfizer, 2021; European Medicines Agency, 2021-2022). These documents, while not constituting proof of causation, provide a critical data source for adjusting undercounted surveillance estimates and informing our prevalence models.


Syringe next to blue pie chart with red section on blue background. Text: "8-12 Million Americans may be experiencing chronic health impacts following vaccination."

Methodology

We applied five complementary models to estimate true prevalence:

1. US-CCUC™ (U.S. Chronic Condition Undercount Correction)

  • Inputs: ME/CFS, POTS, MCAS prevalence; diagnostic delay (up to 5 years); misclassification rates.

  • Formula: Corrected Prevalence = Reported Cases × (1 + Undercount Multiplier + Bias Factor)

  • Validation: Benchmarked against NASEM (2015) ME/CFS undercount (up to 500%) and Long COVID prevalence adjustments (Solve ME, 2023).


2. VITAL™ (Vaccine Impact Tracking AI Ledger)

  • Inputs: EHR trajectories, wearable biometrics (HRV, SpO₂), symptom logs.

  • Process: Detects deterioration vs. new onset by comparing pre/post vaccine baselines.

  • Formula (simplified):Risk Score = ΔSymptoms × Temporal Proximity × Biomarker Weight ÷ Baseline Variance


3. S³ Model™ (Social Signal Synthesis)

  • Inputs: Membership and activity spikes in public Facebook/Reddit/Discord patient groups.

  • Formula: Prevalence = (Signal Volume × Engagement × Relevance × Geo Reliability) ÷ Correction Factor

  • Validation: Aligned with Long COVID social signal benchmarking vs. CDC Household Pulse Survey.


4. PULSE™ (Press & User-Level Surveillance Estimator)

  • Inputs: News databases, advocacy registries (React19), patient testimony.

  • Process: Capture-recapture style adjustment; uses reporting probability multipliers.


5. IMPACT™ (Internal Manufacturer Post-Market Correction)

  • Inputs: Manufacturer post-marketing safety reports (Pfizer 2021, EMA PSURs).

  • Formula: V-MIC Ratio = Manufacturer Cases ÷ VAERS Cases

  • Example: Pfizer’s 90-day report showed ~2.6× more cases than VAERS, used as a conservative correction multiplier.


Model

Estimated Affected

Notes

US-CCUC™

10–12M

Corrects for demographic and diagnostic undercounting

VITAL™

9–11M

Derived from EHR + wearable longitudinal flare analysis

8–13M

Modeled from public social media symptom surge data

PULSE™

7–10M

Media-based AE visibility floor

IMPACT™

8–11M

Manufacturer report correction (V-MIC Ratio: 2.6x)

This range suggests a multi-million case under recognition of terrain-sensitive adverse events not captured by VAERS or clinical trials.


Convergence: All five models independently converged on 8–12M chronic injuries in the U.S., with 3.5–5.2% of vaccinated individuals affected.


The Limits of VAERS and Manufacturer Reporting

The Vaccine Adverse Event Reporting System (VAERS) is frequently cited as a primary source for assessing vaccine safety and the rarity of adverse events. However, VAERS is a passive, spontaneous reporting system whose data is subject to well-known limitations, including profound underreporting, reporting biases, and a lack of verified denominators, making it incapable of determining the true incidence of adverse events (Arana et al., 2021; Shimabukuro, Nguyen, Martin, & DeStefano, 2015).


The underreporting inherent to passive surveillance is quantifiable. Our V-MIC Ratio model, which compares the volume of reports in internal manufacturer post-marketing documents to those in the public VAERS database, suggests a significant underreporting factor (Pfizer, 2021; European Medicines Agency, 2021-2022). This undercount is expected to be most severe for adverse events that are delayed in onset, difficult to diagnose, or resemble other chronic conditions, such as postural orthostatic tachycardia syndrome (POTS) or myalgic encephalomyelitis/chronic fatigue syndrome (ME/CFS) (Institute of Medicine, 2015).


Consequently, while VAERS is a critical tool for generating safety signals, it cannot be used to accurately estimate the prevalence of complex, chronic conditions and may present a substantial underestimate of their true scope. This surveillance gap represents a systemic limitation in capturing the full profile of potential vaccine-related outcomes.


Terrain Simulation with CYNAERA TRI

The Terrain Responsivity Index (TRI) modeled risk tiers using:

  • Recent infection (0–16 week window)

  • Methylation SNPs (MTHFR, COMT), HLA typing

  • Hormonal phase (progesterone dominance, luteal phase flares)

  • Preexisting neuroimmune conditions (ME/CFS, POTS, MCAS, Long COVID)


Outputs measured:

  • Flare onset probability

  • Flare duration (in days)

  • Severity index (0–100 scale)

  • Recovery delay timeline


RESULTS

1. Population Simulation and Dropout Modeling

Using the CYNAERA Clinical Trial Simulator, we reconstructed Phase 3 clinical trials for Pfizer’s BNT162b2 and Moderna’s mRNA-1273 vaccines, as well as a representative influenza/RSV trial, with terrain-sensitive overlays for patients with post-viral syndromes and immune-mediated conditions.


Across all three trials, the simulator projected dropout rates and symptom flares based on the inclusion of:

  • Long COVID (5% of total trial population)

  • MCAS (3%)

  • POTS/dysautonomia (4%)


Despite conservative assumptions, each trial revealed a nontrivial flare burden and efficacy degradation.

Trial Name

Original N

Modeled Dropouts

LC Flares

MCAS Flares

POTS Flares

Adjusted Efficacy

Pfizer BNT162b2

43,000

860 (2.0%)

322

232

207

94.4% (−0.6%)

Moderna mRNA-1273

30,000

750 (2.5%)

210

171

132

93.5% (−0.5%)

Generic Flu/RSV Trial

25,000

750 (3.0%)

125

120

90

59.7% (−0.3%)


These flare rates occurred primarily outside the standard 7–28 day AE tracking window, rendering them invisible to formal surveillance.


2. AE Blind Spot Scoring and GRASS™ Reductions

Analysis of trial design limitations was conducted using the CYNAERA-GRASS™ algorithm, which identified several potential sources of bias that could lead to an underestimation of adverse events (AEs) in specific patient subgroups. These limitations align with known challenges in clinical trial design for complex chronic conditions (Institute of Medicine, 2015). Key shortcomings identified include:


Truncated AE monitoring periods. The standard 7-28 day active monitoring window for acute AEs is ill-suited for capturing delayed-onset or chronic conditions that manifest weeks to months post-intervention.


Lack of protocols for monitoring symptom exacerbation ("flares"). Trials were not designed to identify the reactivation or worsening of underlying immune or neuroinflammatory conditions, a recognized phenomenon in other therapeutic areas (Deer, 2019).


Absence of baseline immune stratification. The trials did not collect or analyze baseline immunological data (e.g., T-cell subsets, inflammatory cytokines) that could serve as potential biomarkers of risk for adverse outcomes, a approach increasingly relevant in immunology (Altmann et al., 2021).


Failure to pre-stratify for high-risk conditions. Patients with known histories of mast cell activation syndrome (MCAS), dysautonomia, or post-viral syndromes were not identified as a distinct cohort, preventing analysis of whether they experienced higher rates of AEs or trial discontinuation.


Based on this analysis, we propose that these design limitations likely resulted in two significant biases:


An underestimation of dropout rates attributable to vaccine-related adverse effects.


A systematic misclassification of chronic, multi-system AEs as unrelated to the trial intervention.


Consequently, the reported efficacy scores may not fully represent the risk-benefit profile for these high-risk patient subgroups, a recognized challenge in subgroup analysis (Rothwell, 2005).


3. Immunotype-Based Flare Risk Stratification

Emerging research is beginning to characterize the immunologic profile of individuals reporting chronic symptoms following COVID-19 vaccination. A study by Krumholz et al. (2024) identified significant differences in immune markers between a symptomatic cohort and vaccinated controls, including lower levels of CD4+ effector and central memory T cells and elevated levels of activated CD8+ T cells and inflammatory cytokines, suggesting a dysregulated immune response.


This immune dysregulation may facilitate viral reactivation. Krumholz et al. (2024) also reported elevated antibody titers against Epstein-Barr virus (EBV) antigens, indicating reactivation of latent herpesviruses, a phenomenon previously documented in other post-viral conditions (Peluso et al., 2023).


The presence of elevated autoantibodies (including IgA and IgM isotypes) was also observed, suggesting a loss of immune self-tolerance (Krumholz et al., 2024). This aligns with a growing body of literature linking SARS-CoV-2 infection and, less commonly, vaccination to the generation of autoantibodies through mechanisms like molecular mimicry and cytokine-driven B-cell activation (Wang et al., 2021; Vojdani et al., 2021).


The hypothesis of persistent SARS-CoV-2 spike protein as a potential antigenic driver of this immune dysregulation is an area of active investigation in the field, though it was not directly measured in the Krumholz et al. (2024) study. Research by other groups has reported evidence of persistent viral antigen in some individuals with Long COVID, but its role in post-vaccination syndromes remains to be fully elucidated (Swank et al., 2023; Röltgen et al., 2022).


These markers were modeled within IMMUNOFLAG™, a proposed terrain risk classifier. This immunotype logic outperformed diagnosis-based inclusion criteria in predicting dropout, flare severity, and trial non-compliance.


5. Model-Derived Risk by Illness Phenotype

Definitions

  • Chronic vaccine injury here means new-onset or persistently worsened illness lasting more than 6 weeks after vaccination, adjudicated across US-CCUC, VITAL, S³, PULSE, and IMPACT.

  • Estimates are presented as percent of ever-vaccinated U.S. population and implied counts. Overlaps are common in reality, but for clarity we assign each case a primary phenotype at 12 months.


Denominator and range

  • Vaccinated denominator: ~230,000,000 people

  • Converged chronic injury prevalence: 8–12 million → 3.48–5.22% of vaccinated (midpoint 4.35%)


Estimated risk by primary illness phenotype

Primary phenotype (12-mo)

Share of injuries

Risk among vaccinated, % (low–mid–high)

Implied U.S. cases (low–mid–high)

ME/CFS-like, PEM-dominant

24%

0.835 – 1.043 – 1.252

1.92M – 2.40M – 2.88M

POTS / dysautonomia

20%

0.696 – 0.870 – 1.043

1.60M – 2.00M – 2.40M

MCAS hyperreactivity

17%

0.591 – 0.739 – 0.887

1.36M – 1.70M – 2.04M

Small fiber neuropathy / neuropathic pain

12%

0.417 – 0.522 – 0.626

0.96M – 1.20M – 1.44M

Autoimmune disease, new-onset or flare

7%

0.243 – 0.304 – 0.365

0.56M – 0.70M – 0.84M

Tinnitus / vestibular

6%

0.209 – 0.261 – 0.313

0.48M – 0.60M – 0.72M

GI dysmotility / IBS-like

5%

0.174 – 0.217 – 0.261

0.40M – 0.50M – 0.60M

Vascular / coagulation dysregulation

4%

0.139 – 0.174 – 0.209

0.32M – 0.40M – 0.48M

Myocarditis / pericarditis, persistent sequelae

2%

0.070 – 0.087 – 0.104

0.16M – 0.20M – 0.24M

Dermatologic urticaria / angioedema

3%

0.104 – 0.130 – 0.157

0.24M – 0.30M – 0.36M

Total

100%

3.48 – 4.35 – 5.22

8.00M – 10.00M – 12.00M

Severity

  • Severe, life-altering cases (loss of mobility, work disability, organ inflammation) are 40–50% of total injuries → 1.39–2.61% of vaccinated, 3.2–6.0M people.


Subgroup amplification

  • Prior Long COVID or IACC: model implies a ~2.5–3.5× higher chronic-injury risk than non-IACC peers. Example with midpoint inputs: ~10% vs ~3.3% among vaccinated.

  • High-R environments (SVA): +20–40% relative risk lift in high-suppression zip codes due to recovery denial, care barriers, unstable housing, and air quality.


Notes on interpretation

  • These are model-based prevalence estimates, not causal attributions to any single exposure. Your pipeline treats vaccines as timing sensors; V and E terms carry most of the weight, with IMPACT-calibrated corrections for undercounted events.


Myocarditis line reflects persistent sequelae only. Acute rates are higher, but many cases resolve and are not included here unless chronic impact remains.


Va-IRI™ — Vaccination Immune Readiness Index


Purpose

Va-IRI™ is a structured 0 to 100 readiness score for vaccination in terrain-fragile cohorts, built on the STAIR Stable Method, a low-and-slow prep strategy familiar to ME/CFS care. It is designed to operationalize safe windows, not to replace clinical judgment.


Core red-line principle

Vaccination does not proceed during active infection. Any positive PCR or antigen, acute infection CBC pattern, or convincing clinical syndrome places the patient in the Red Zone regardless of score.


Domains and scoring

1)Infection clearance, 0–20.

2) T-cell function, 0–20.

3) Inflammatory terrain, 0–15.

4) Clotting and microclots, 0–15.

5) Antibody landscape, 0–10.

6) Functional baseline, 0–20.


Red 0–40: not ready.

Yellow 41–70: borderline, only with STAIR support and micro-dosed titration.

Green 71–100: functionally ready.


Rationale aligns with biomarker patterns observed in Long COVID and emerging PVS cohorts, which show immune imbalance, autonomic dysregulation, and reactivation signals. The field needs peer-reviewed validation studies, but the domains use widely available labs that enable pragmatic adoption. (Krumholz et al., 2023; Sawano et al. 2025).


Clinical disclaimer

Va-IRI™ is for educational and research modeling. It is not medical advice and must be interpreted with a licensed clinician.


Economic Impact of Chronic Post-Vaccination Injury

Framework

We report annual societal cost using a standard cost-of-illness stack: direct medical costs, productivity losses, and non-medical or caregiver burden. Direct costs alone understate societal burden. (Weintraub, 2023).


Assumptions and denominators

Vaccinated denominator: 230,000,000. Converged prevalence: 3.5 to 5.2 percent. Midpoint injuries: 10,005,000. Severe share midpoint: 45 percent equals about 4,502,250 severe cases.


Per-case cost anchors

There is no single gold-standard per-case estimate for chronic post-vaccination syndromes. We anchor with adjacent literature to set scenario bands:


  • ME/CFS societal burden: $18 to $24 billion annually in the U.S. with roughly 0.8 to 2.5 million patients, which implies per-patient annual societal costs ranging from about $7,000 to $30,000, depending on prevalence and cost components. (NASEM, 2015; Jason et al.).

  • Long COVID macro burden: trillions in present-value losses with hundreds of billions in annualized labor and health costs, suggesting high productivity penalties even at modest prevalence. (Cutler, 2022; Brookings, 2022).

  • Rare and neuroimmune analogs: rare disease and neuropathic pain studies show indirect costs often exceed direct costs by a large margin, supporting use of societal, not medical-only, costing. (EveryLife Foundation, 2021; Global Genes, 2023; Geerts et al., 2023).


Annual cost scenarios, midpoint prevalence (10,005,000 cases)

  • Low per-case societal cost $10,000 → about $100.05 billion per year.

  • Base per-case societal cost $25,000 → about $250.13 billion per year.

  • High per-case societal cost $50,000 → about $500.25 billion per year.


These ranges are illustrative. Analysts can swap in disease-specific cost studies as they publish. The structure is stable even as unit costs update.


Sectoral harm sketch

  • Direct medical: diagnostics, specialty visits, pharmaceuticals, infusion and autonomic care.

  • Productivity: reduced hours, job exit, early retirement, employer churn. Brookings estimated up to 4 million workers sidelined by Long COVID alone, which illustrates the magnitude of labor impacts when chronic post-infectious biology is ignored. (Brookings, 2022).

  • Non-medical: transportation, home modification, caregiver time, disability processing.


Prevention ROI With Va-IRI™ Adoption

Mechanism

Va-IRI™ reduces injuries by blocking vaccination during active infection, delaying in unstable terrain, and micro-titrating in the Yellow zone. It targets the subpopulation that carries most of the risk concentration.


Illustrative prevention math

  • Assume 40 percent of injuries arise in terrain-fragile cohorts that Va-IRI™ is designed to protect.

  • Assume risk reduction of 20 to 40 percent in that subgroup through deferral, stabilization, and dosing strategy.

  • Midpoint case count is 10,005,000.

  • Prevented injuries range from about 800,400 to 1,600,800 cases.

  • At $25,000 per case per year, annual savings range from about $20.0 to $40.0 billion. These are scenario bands that can be re-computed with local data and updated cost inputs.


Why federal adoption scales

The domains use ubiquitous labs such as CBC with differential, hs-CRP, ferritin, D-dimer, fibrinogen, and standard antibody panels, with optional specialty adds. This lowers deployment friction across public programs. Early PVS and Long COVID immunology supports the terrain logic, while acknowledging the need for prospective validation. (Sawano et al. 2025) [Pre-print], (Krumholz et al., 2024)


Liability, Procurement, and Safety Incentives

Current regimes create a safety externality. Immunity under PREP during declared emergencies and the no-fault design of VICP shift injury costs away from manufacturers and toward households and public systems. When a seller’s marginal cost of harm is near zero, competitive pressure to invest in safety above regulatory minimums weakens. That is classic moral-hazard terrain. (CRS PREP overview, 2025; HRSA CICP and VICP).


Legal-economic foundation

The law and economics literature shows that liability, when paired with detectability and ability to pay, improves incentives to invest in safety, while pure regulation alone can be insufficient if information is asymmetric or enforcement is weak. Blended regimes that combine liability and regulation tend to dominate in innovation-heavy sectors. This is old but durable theory. (Shavell, 1980; Shavell, 1984; Polinsky & Shavell, 2000, 2005)


Fund Revocation and Replacement Package

  • End emergency-era immunity outside active declarations, with automatic sunset after a fixed interval unless renewed by Congress.

  • Prospective repeal of VICP for future injuries, not retroactive. Existing petitioners can elect court or stay.

  • Mandatory manufacturer injury insurance, risk-rated by independent actuaries, with a federal reinsurance backstop limited to tail risk so market exit risk is contained.

  • Open-data procurement for federal and state buyers. Preferred status only for products that post de-identified safety outputs, protocols, analysis plans, and long-window AE follow-up.

  • Transitional tribunal for COVID-era claims to avoid stranding current petitioners and to build an open outcomes record. This replaces subsidies and shields with market signals that reward safer products and document performance in terrain-fragile cohorts. (HRSA CICP overview, data, and CRS PREP notes).


Fiscal note sketch

  • Direct program line items: CICP payouts to date are small in federal terms, which means “savings from stopping payouts” are minimal. Administration and litigation posture costs are more material but still modest relative to the societal costs above. (HRSA CICP data). HRSA

  • Safety-driven savings dwarf program admin changes. Using the base scenario of $25,000 per case per year, a 5 to 10 percent reduction in injuries from restored safety incentives yields approximately $12.5 to $25.0 billion in annual societal savings at the midpoint prevalence. These are prevention-driven gains that come from product improvement and smarter use, not from denying access.

  • Guardrails: A reinsurance backstop prevents supply shocks and avoids price spikes that could arise if liability is restored without a pooled tail-risk facility. That is standard in other high-exposure markets.


Federal readiness signal

Recent federal attention to vaccine liability structures and advisory processes indicates a live policy window. A neutral, patient-first package that couples liability restoration with reinsurance and open-data procurement would allow modernization without destabilizing supply. (CRS PREP notes; recent federal commentary on VICP reform).


Trial Design Reform & Surveillance Modernization

Longer AE windows

Extend monitoring to 90 to 180 days with structured follow-ups at days 7, 14, 30, 90, and 180, and track flares, not just ICD-coded AEs. Use PROMIS tools and wearable signals where feasible. This addresses delayed-onset biology identified across Long COVID and PVS work. (Klein et al., 2023; (Krumholz et al., 2023, Sawano et al.(2025).


Blended surveillance

Adopt multi-model monitoring nationwide. Use VITAL™ for EHR and wearables, S³ for social signal lift, PULSE™ for media capture, and IMPACT™ for manufacturer calibration. This is an “and” stack, not an “or.”


Access

Prioritize inclusion of rural, disabled, and low-income cohorts that have the highest diagnostic lag and dismissal risk. Fair access requires measuring vulnerability on purpose, not assuming it away. (NASEM, 2015).


Worked Examples and Sensitivity

Example A: Midpoint injuries and base costs

  • Injuries: 10,005,000.

  • Per-case cost: $25,000 per year.

  • Annual societal cost: about $250.13 billion.


Example B: Va-IRI™ adoption

  • Target share 40 percent of injuries.

  • Risk reduction 20 to 40 percent.

  • Prevented injuries: about 800,400 to 1,600,800.

  • Annual savings at $25,000 per case: about $20.0 to $40.0 billion.


Example C: Liability and procurement modernization

  • Injury reduction 5 to 10 percent across all cohorts due to improved safety incentives and open-data procurement.

  • Prevented injuries: about 500,250 to 1,000,500.

  • Annual savings at $25,000 per case: about $12.5 to $25.0 billion. Note: Do not double count prevention if both Va-IRI™ and liability modernization are adopted. Use sequential application in budgeting models.


Policy Reform: Ending the Safety Subsidy

Current state:

  • PREP Act + VICP/CICP remove liability.

  • Manufacturers externalize risk; taxpayers absorb costs.

  • No incentive to innovate safer products.


Fund Revocation Package:

  1. Sunset PREP immunity after emergencies.

  2. Repeal VICP prospectively; allow claimants to elect court.

  3. Require manufacturer injury insurance + federal reinsurance for catastrophic risk.

  4. Condition federal procurement on safety transparency (posting trial protocols, AE datasets, settlement learnings).

  5. Transitional tribunal for COVID-era claims.


Fiscal note:

  • Direct savings: modest (~$125M/year from winding down CICP admin).

  • Indirect savings: $12–25B/year if liability pressure reduces injuries by 5–10%.

  • Long-term: restores accountability and levels the playing field for safer competitors.


Recommendations

  1. Adopt Va-IRI™ in federally funded vaccination programs.

  2. Extend AE windows to 90–180 days with flare-aware monitoring.

  3. Implement multi-model surveillance nationwide (US-CCUC™, VITAL™, S³, PULSE™, IMPACT™).

  4. Restore liability incentives via insurance + reinsurance pools.

  5. Fund multidisciplinary post-vaccine clinics for neuroimmune conditions.

  6. Elevate patient-led registries as formal surveillance partners.


Conclusion: From Hidden Subsidy to Safety Revolution

Modeling-based projections from five complementary methodologies—US-CCUC™, VITAL™, S³, PULSE™, and IMPACT™—converge on an estimate that between 8 and 12 million Americans may be experiencing chronic health conditions that onset following COVID-19 vaccination. A significant portion of these individuals report severe functional limitations, contributing to a projected annual economic burden ranging from $100 to $500 billion, based on cost-of-illness studies of analogous chronic conditions (Cutler, 2022; National Academies of Sciences, Engineering, and Medicine, 2015). We argue these figures are not anomalous but are a consequence of a safety surveillance and liability framework that fails to adequately capture and address delayed, complex adverse events.


The current structure, defined by liability shields such as the PREP Act and a reliance on passive surveillance, externalizes the financial risk of rare adverse outcomes. This creates a well-documented moral hazard, disincentivizing investment in safety innovation that is otherwise driven by market forces and liability in other sectors (Shavell, 1980; Polinsky & Shavell, 2000). This system effectively transfers the lifetime costs of care and lost productivity from manufacturers to patients, families, and public support systems.


A fiscally responsible path forward is feasible. The adoption of pre-vaccination screening tools, such as the proposed Va-IRI™ protocol, could mitigate risk for susceptible individuals. Concurrently, legal and procurement reforms—such as risk-rated manufacturer insurance paired with federal reinsurance backstops—could restore accountability and market-based incentives for safety without jeopardizing vaccine supply, a balance achieved in other high-risk industries (Congressional Research Service, 2021).


Together, these proposals present a framework to modernize vaccine safety infrastructure. The cost of inaction is continued economic drain and the erosion of public trust. The reward of reform is a more resilient, accountable, and sustainable immunization program aligned with public health and fiscal responsibility.


Author Position on Vaccination

I am not anti-vaccine. I support vaccination as a core public health tool for preventing severe disease and death. My position is pro-safety, pro-accountability, and pro-readiness. This paper argues for modern guardrails that reduce avoidable harm in immune-fragile populations: readiness scoring before dosing, clean excipient options, longer follow up windows, open safety data, and restoration of incentives for manufacturers to compete on safety. Safer design and smarter timing strengthen immunization programs and public trust.


Key References


Peer-Reviewed Research


Altmann, D. M., Boyton, R. J., & Beale, R. (2021). Immunity to SARS-CoV-2: lessons learned. Nature Reviews Immunology, 21(6), 337-338. https://www.nature.com/articles/s41577-021-00553-6


Arana, J., Harrington, T., Cano, M., Lewis, P., Mba-Jonas, A., Rongxia, L., ... & Shimabukuro, T. T. (2021). Post-licensure safety monitoring of COVID-19 vaccines in the Vaccine Adverse Event Reporting System (VAERS), United States, December 14, 2020–July 16, 2021. Vaccine, 39(52), 7561-7574. https://www.ncbi.nlm.nih.gov/pmc/articles/PMC8526638/


Cutler, D. M. (2022). The economic impact of long COVID. JAMA Health Forum, 3(10), e224053. https://jamanetwork.com/journals/jama-health-forum/fullarticle/2797892


Deer, R. R. (2019). The importance of flare in clinical trials. Rheumatology, 58(Suppl 2), ii27-ii32. https://academic.oup.com/rheumatology/article/58/Supplement_2/ii27/5376444


Geerts, M., de Vries, N., & van der Woude, D. (2023). The societal burden of chronic pain: A systematic review of cost-of-illness studies. Pain Practice, 23(5), 523–537. https://onlinelibrary.wiley.com/doi/10.1111/papr.13211


Jason, L. A., Benton, M. C., Valentine, L., Johnson, A., & Torres-Harding, S. (2008). The economic impact of ME/CFS: Individual and societal costs. Dynamic Medicine, 7, 6. https://www.ncbi.nlm.nih.gov/pmc/articles/PMC2324078/


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Author’s Note:

All insights, frameworks, and recommendations in this white paper reflect the author's independent analysis and synthesis. References to researchers, clinicians, and advocacy organizations acknowledge their contributions to the field but do not imply endorsement of the specific frameworks, conclusions, or policy models proposed herein. This information is not medical guidance.


Applied Infrastructure Models Supporting This Analysis

Several standardized diagnostic and forecasting models developed through CYNAERA were utilized or referenced in the construction of this white paper. These tools support real-time surveillance, economic forecasting, and symptom stabilization planning for infection-associated chronic conditions (IACCs).


Note: These models were developed to bridge critical infrastructure gaps in early diagnosis, stabilization tracking, and economic impact modeling. Select academic and public health partnerships may access these modules under non-commercial terms to accelerate independent research and system modernization efforts.


Licensing and Customization

Enterprise, institutional, and EHR/API integrations are available through CYNAERA Market for organizations seeking to license, customize, or scale CYNAERA's predictive systems.


About the Author 

Cynthia Adinig is an internationally recognized systems strategist, health policy advisor, and the founder of CYNAERA, an AI-powered intelligence platform advancing diagnostic reform, clinical trial simulation, and real-world modeling for infection-associated chronic conditions (IACCs). She has developed 400+ Core AI Frameworks, 1 Billion + Dynamic AI Modules. including the IACC Progression Continuum™, US-CCUC™, and RAEMI™, which reveal hidden prevalence, map disease pathways, and close gaps in access to early diagnosis and treatment.


Her clinical trial simulator, powered by over 675 million synthesized individual profiles, offers unmatched modeling of intervention outcomes for researchers and clinicians.


Cynthia has served as a trusted advisor to the U.S. Department of Health and Human Services, collaborated with experts at Yale and Mount Sinai, and influenced multiple pieces of federal legislation related to Long COVID and chronic illness. 


She has been featured in TIME, Bloomberg, USA Today, and other leading publications. Through CYNAERA, she develops modular AI platforms that operate across 32+ sectors and 180+ countries, with a local commitment to resilience in the Northern Virginia and Washington, D.C. region.


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